Privacy Policy

We want to assure all of our clients that whenever information is used, it is done with discretion. The safeguarding of client information is an issue we take seriously at AE Financial and Risk Management, Inc. ("AEFRM"). To affirm our continuing commitment to the proper use of client information, we have set forth the following Privacy Principles. It is these Privacy Principles that guide us in serving the privacy needs of our clients.

Recognition of a Client’s Expectation of Privacy: At AEFRM, we believe the confidentiality and protection of client information is one of our fundamental responsibilities. And while information is critical to providing quality service, we recognize that one of our most important assets is our clients’ trust. Thus, the safekeeping of client information is a priority for AEFRM.

Use, Collection, and Retention of Client Information: AEFRM limits the use, collection, and retention of client information to what we believe is necessary or useful to conduct our business, provide quality service, and offer products, services, and other opportunities that may be of interest to our clients. Information collected may include, but is not limited to: name, address, telephone number, tax identification number, date of birth, employment status, annual income and net worth.

Limiting Employee Access to Information: At AEFRM, employee access to personally identifiable client information is limited to those with a business reason to know such information. Employees are educated on the importance of maintaining the confidentiality of client information and on these Privacy Principles. Because of the importance of these issues, all AEFRM employees are responsible for maintaining the confidentiality of client information and employees who violate these Privacy Principles will be subject to disciplinary measures.

Protection of Information via Established Security Procedures: AEFRM recognizes that a fundamental element of maintaining effective client privacy procedures is to provide reasonable protection against the unauthorized access to client information. Therefore, AEFRM has established appropriate security standards and procedures to guard against any unauthorized access to client information.

Restrictions on the Disclosure of Client Information: When it comes to sharing customer information with unaffiliated companies, AEFRM places strict limits on who receives specific information about customer accounts and other personally identifiable data. AEFRM may share information with non-affiliated companies that assist us, are necessary for us to provide products and services to our clients, and performs functions on behalf on behalf of AEFRM in the normal course of business. Whenever we do this, we carefully review the company and the product or service to make sure that it provides value to our clients. We share the minimum amount of information necessary for that company to offer its product or service. We may also disclose non-public personal information about you under circumstances as permitted or required by law. We do not sell your information.

Maintaining Client Privacy in Business Relationships with Third Parties: If we provide personally identifiable client information to a third party with which we have a business relationship, we will insist that the third party keep such information confidential, consistent with the conduct of our business relationship.

Former Clients:  If you decide to cease your relationship with AEFRM, we will adhere to the privacy policies and practices as described in this notice. We reserve the right to change this policy at any time and you will be notified if any material changes occur that will impact the confidentiality of your information.

Disclosure of Privacy Principles to Clients: AEFRM recognizes and respects the privacy expectations of our clients. We want our clients to understand our commitment to privacy in our use of client information. As a result of our commitment, we have developed these Privacy Principles, which are made readily available to our clients. Individuals who have questions about these Privacy Principles or have a question about the privacy of their client information should call us at 678-338-4396.


We reserve the right to change these Privacy Principles, and any of the policies or procedures described above, at any. We will provide notice of material changes to these Privacy Principles if such changes will impact the confidentiality of your information. These Privacy Principles are for general guidance and do not constitute a contract or create legal rights and do not modify or amend any agreements we have with our clients.